POS Entry Mode

Value

Description

00 

PAN entry mode unknown

01

PAN manual entry

02

PAN auto-entry via magnetic stripe—track data is not required. OR

The acquirer is not qualified to submit magnetic stripe transactions, so Mastercard replaced value 90 or 91 with value 02.

03

PAN auto-entry via bar code reader

04

PAN auto-entry via optical character reader (OCR)

05

PAN auto-entry via chip

07

PAN auto-entry via contactless M/Chip

09

PAN/Token entry via electronic commerce containing DSRP cryptogram in DE 55 (Integrated Circuit Card [ICC] System-Related Data).

10

Credential on File

79

A hybrid terminal with an online connection to the acquirer failed in sending a chip fallback transaction (in which DE 22, subfield 1 = 80) to the issuer.

or

A hybrid terminal with no online connection to the acquirer failed to read the chip card. The merchant is prompted to read the magnetic stripe from the card, the magstripe is successfully read and indicates a service code 2XX (or 6XX if card is domestic).

To complete the transaction in both cases, a voice transaction takes place during which the merchant communicates the PAN and the expiry date originating from the magstripe track 2 data to the

acquirer. The acquirer then sends an online transaction to the issuer in which the value of DE 22, subfield 1 = 79 and in which DE 61 subfield 11 indicate that the terminal is chip capable.

80

Chip card at chip-capable terminal was unable to process transaction using data on the chip; therefore, the terminal defaulted to the magnetic stripe-read PAN. The full track data has been read from the data encoded on the card and transmitted within the Authorization Request/0100 in DE 45 (Track 1 Data) or DE 35 (Track 2 Data) without alteration or truncation. To use this value, the acquirer must be qualified to use value 90.

81

PAN/Token entry via electronic commerce with optional Identity Check-AAV or DSRP cryptogram in UCAF.

82

PAN Auto Entry via Server (issuer, acquirer, or third party vendor system).

90

PAN auto-entry via magnetic stripe—the full track data has been read from the data encoded on the card and transmitted within the authorization request in DE 35 (Track 2 Data) or DE 45 (Track 1

Data) without alteration or truncation.

91

PAN auto-entry via contactless magnetic stripe—the full track data has been transmitted by the acquirer within the authorization request in DE 35 (Track 2 Data) or DE 45 (Track 1 Data) and forwarded to the issuer without alteration or truncation.

95

Visa only. Chip card with unreliable Card Verification Value (CVV) data.